| Current Rates |
|
|
| Apply Today! |
|
5 Min Application
or
Call: 888 NO BULL-1
or
Request a Call
|
| Contact us |
|
Local: 425-223-4520
Toll Free: 888 NO BULL-1
(888-662-8551)
Email:
|
| Email This Page |
|
|
|
|
Your Checklist of Information Required
|
- After we have received your online loan application AND
- have thoroughly reviewed your credit report, and
- had a telephone conversation with you about our findings - - then,
- Please collect these documents listed below and fax them to us at
425-486-0265 during the next couple of days,
so we can complete the entire
underwriting process.
|
|
|
- Our Internet online Loan Application
- Last two months asset statements (checking, savings, investments, ect.)
- Clear crisp copy of driver's license, greencard, passport, or appropriate residence visa we can read
- For Salaried or Retired Borrowers:
- PAY STUBS for past one month including YTD totals on the paystubs
- 4 if paid weekly, or
- 2 if paid bi-weekly
- W-2 forms and/or 1099's for 2006 & 2007
- For Self-Employed Borrowers:
- Business & Personal Bank checking account statements for
the past 12 months
- Copy of current Declaration Page (front) of homeowner (fire)
insurance policy
- Business Financial Statement - up to date
- Signed year to date P&L (un-audited)
- Corporate or Partnership & Personal tax returns for the
last two years
- All K-1 tax forms (if applicable)
- Copy of your Business License(s) for last three (3) years
- For Refinances:
- Copy of your present First Mortgage document called the
"NOTE" (only required if you're applying for a second
mortgage from us)
- Copy of your current Declaration Page (front) of homeowner
(fire) insurance policy (including agent's name and telephone
number)
- For Purchases:
- who have rented from a private party during the last
2 years, fax front & back copies of your last 24 cancelled rent
checks (available by request from most checking banks,) (SOMETIMES
waivable... talk with your loan assistant online or on the phone,)
- who have rented from a Management or Apartment
Company for all the last 2 years, we only need the contact names
& numbers for those companies
- If either Borrower makes more than 25% of earnings from Commissions:
- Same as Salaried employee, plus last two years Federal Income
Tax Returns (all pages)
- If either Earner is Retired or Disabled:
- Disability or Award Letter(s)
- Additionally if applicable, please provide a copy of the following
- Rental Agreement(s) for any rental income property
- 2 year's Income Tax Schedule E, if using rental income to qualify
|
|
