Job Gap Mortgages
(when currently between employment, and/or unable to verify sufficient employment)

100% Purchase & Refi

• 660+ credit scores gets straight lender financing at 100% (Zero Down,)
• ONLY 620+ for Primary, Second Home, AND INVESTMENT PROPERTIES (in select West coast states, call for details.)
• 580+ credit scores gets lender/seller financing at 100% (Zero Down,)*
(*Property location limits apply,)

95% Purchase & Refi

• Requires 620+ credit scores (2 of your 3 scores.)

80% Refi

• Requires 580+ credit scores (2 of your 3 scores.)

65% Refi

• Requires 450+ credit scores (2 of your 3 scores.)*
(*Property location limits apply,)

100% Combo Purchase

• 80% Bank Loan, 20% Seller-Carried Loan = 100% Financing (Zero Down) Requires
• 580+ credit scores (2 of your 3 scores.)



• Some Of The Programs Available:
• 30 Fixed (Interest Only also available)
• 15 Fixed
• 6 Month ARM (Interest Only also available)
• 1 year ARM
• 2 year ARM
• 3 year ARM (Interest Only also available)

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