Types of Loans - Fixed Rate Mortgage (15 yr, 20 yr, 30 yr and 40 yr)


					As for the "deal" we got, let me just say, we are more than happy with it. In fact, I think it's safe to say it surpassed my most optimistic expectations. You and your team have led us through a veritable maze of mortgage financing products with great care and compassion. We especially appreciate the genuineness with which you approach the relationship. No Bull Mortgage handled all of our questions and concerns with patience, honesty, and a sense of humor. Read More

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Fixed Rate Mortgage

The Fixed Rate Loan remains the most popular loan in America.

Why? Peace of mind. Most borrowers choose to purchase or refinance their home with a fixed rate loan because of the security a fixed interest rate and payment will give them.

No Bull Financial offers a wide range of fixed rate options. We offer terms of 10, 15, 20, 30 and 40 years. You can choose among them to find the term that’s best for you. A shorter term will result in a higher payment, but you will save thousands of dollars in interest over the life of the loan.

The table below shows you the interest savings on a $100,000 loan at 8.5% interest:

Term	Monthly Payment	Total Interest Accrued
40 yr.	$733.09	$254,498.41
30 yr.	$768.91	$176,808.95
20 yr.	$867.83	$108,277.58
15 yr.	$984.74	$77,253.12

What If I Don’t Fit The Box?

While most lenders offer fixed rate mortgages, the criteria they use for qualifying borrowers are rather strict. If for some reason you don’t "fit the box", you’re out of luck.

Enter No Bull Financial. While our rates for "conforming" fixed rate loans are always among the lowest in the industry, we also offer loans for "everyone else". For example, we offer loans for:

Borrowers with "Difficult to Document" Income
Borrowers with "Less Than Perfect Credit"
Self Employed Individuals
New Construction
Foreign Nationals
First Time Borrowers
Low Down and No Down Borrowers
"Combination" Loan Borrowers (1st and 2nd lien Loans)

So if other home lenders have turned you down, you’ve come to the right place.

Got a followup question? Ask here and have a lending specialist answer it!

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