| Turn Times | Credit Required | Down Cash/Equity Required* | Approx. Rates | Advance App Fee* | App Fee Refundable* | Lender Points | Non-Advance Loan Costs Financeable* | Minimum Loan Size* | Equity Points | Amortization | Fixed Rate/ Payment Period |
Balloon Due Date | Interest-Only | Deferred Interest | Prepay Restriction Discount |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5-8 days | Ignored | 35% | 11-18% | $500 | Yes | 3-12% | Yes | 100k | 0% | none | 1-5 yrs | 1-5 yrs | yes | none | varies |
| 5-10 days |
510 | 0+% | 14-18% | $1000 | No | 4-5% | Yes | 50k | 0% | none | 6 mos | 6 mos | yes | none | 3 mos |
| 2-3 wks | 400+ | 0-15% | 9-13% | none | N/A | 4-6% | Yes | 150k | 0% | 30-50 yrs | 2-5 yrs | none | none | none | 2 yrs |
| 2-3 wks | 580+ | 0% | 6-9% | none | N/A | 2-4% | Yes | 150k | 0% | 30-50 yrs | 2-30 yrs | none | available | available | 2 yrs |
| 3-6 wks | 660+ | 0% | 4.5-7% | none | N/A | 1-2% | Yes | 100k | 0% | 10-40 yrs | 6 mos-40 yrs | 3-7 yr avail | available | available | available |
| 3-4 wks | 720+ | 0% | 5-6.5% | none | N/A | 0-2% | Yes | 80k | 0% | 10-30 yrs | 3-30 yrs | 3-7 yr avail | available | available | none |
| 3-6 wks | 620+ | 0-10% | 6+% | none | N/A | 2-5% | Yes | 150k | 0% | none | 3-18 mos | 3-18 mos | yes | available | none |
| 2-4 wks | 600+ | 5-25% | Prime+ | Varies | Varies | 2-10% | Yes | 250k | 0-10% | none | none | 3-18 mos | yes | available | none |