| Click Below for Info or Application | Turn Times | Credit Required | Down Cash/Equity Required* | Approx. Rates | Advance App Fee* | App Fee Refundable* | Lender Points | Non-Advance Loan Costs Financeable* | Minimum Loan Size* | Equity Points | Amortization | Fixed Rate/ Payment Period |
Balloon Due Date | Interest-Only | Deferred Interest | Prepay Restriction Discount |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 24 Hour Cash (non-residential use) | 24 hours | Ignored | N/A | 10%* | none | N/A | 10% | N/A | 50k | 10% | none | monthly* | 3-12 months | yes | none | none |
| Hard Money | 5-8 days | Ignored | 35% | 11-18% | $500 | Yes | 3-12% | Yes | 100k | none | none | 1-5 years | 1-5 years | yes | none | varies |
| Fix & Flip
Program 80%/80% |
5-10 days | 600 | 20% | 13% | $300 | No | 4% | Yes | 50k | none | none | 12 mos | 12 mos | none | none | none |
| 65% of ARV Purchase Funds | 5-10 days | 600 | 35% | 13% | $1000 | No | 4% | Yes | 50k | none | none | 12 mos | 12 mos | none | none | none |
| Equity Trust - Foreclosure Bailout | 8-10 days | Ignored | N/A | - | $750 | Yes | $750 | Yes | 25k | 50-100% | none | 12 months | 12 months | none | none | none |
| Equity Trust - Refi/Reestablish | 3-4 wks | Ignored | 35% | 9.90% | $750 | Yes | $750 | Yes | 100k | 10% | 30 yrs | 7 yrs | 7 yrs | none | none | none |
| Equity Trust - Purchase/Acquisition | 3-4 wks | Ignored | 10% | 9.90% | $750 | Yes | $750 | Yes | 100k | 10% | 30 yrs | 7 yrs | 7 yrs | none | none | none |
| UGLY Credit SubPrime | 2-3 wks | 500+ | 0-10% | 9-13% | none | N/A | 4-6% | Yes | 150k | 0% | 30-40 yrs | 2-5 yrs | none | none | none | yes |
| Clean SubPrime | 2-3 wks | 580+ | 0% | 6-9% | none | N/A | 2-4% | Yes | 150k | 0% | 30-40 yrs | 2-30 yrs | none | available | available | yes |
| Alt-A Prime | 3-6 wks | 660+ | 0% | 4.5-7% | none | N/A | 1-2% | Yes | 100k | 0% | 10-40 yrs | .5-40 yrs | 3-7 yr avail | available | available | available |
| Perfect Prime | 3-4 wks | 720+ | 0% | 5-6.5% | none | N/A | 0-2% | Yes | 80k | 0% | 10-30 yrs | 3-30 yrs | 3-7 yr avail | available | available | none |
| Construction - Residential | 3-6 wks | 620+ | 0-10% | 6+% | none | N/A | 2-5% | Yes | 150k | 0% | none | 3-18 mos | 3-18 mos | yes | available | none |
| Construction - Commercial | 2-4 wks | 600+ | 5-25% | Prime+ | Varies | Varies | 2-10% | Yes | 250k | 0-10% | none | none | 3-18 mos | yes | available | none |