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This score estimator is for your use only. The information you provide is secure and we do not collect it for any reason. Want an idea of how lenders are likely to rate your credit? Just answer the questions below! The Credit Score Estimator will calculate the information you enter and estimate your credit score range based on that information.
Remember: The accuracy of your result will depend on how accurately you answer its questions. Lenders will use your actual credit score to make lending decisions about you. CLICK HERE to get your ACTUAL CREDIT score for just $14 ($16 for two co-borrowers)

In order to use the Credit Score Estimator you must have at least one account which has been open for six months or more. This requirement is designed to ensure that there is sufficient recent information to provide a robust and accurate credit score estimate.


6.		Except for any mortgage loans, what are your total balances on all other loans and credit cards combined? Show Example


		As an example, let's say you have two accounts: - one auto loan with balance of $6,000 - one credit card with balance of $1,000 Your total balances on all non-mortgage accounts would be: $7,000 ($6,000 + $1,000).


9.		What percent of your total credit card limits do your current credit card balances represent? Show Example


		As an example, let's say you have two credit cards: - one with balance of $150 and limit of $1,500 - one with balance of $800 and limit of $5,000 Your total credit card balances would be $950 ($150 + $800), your total credit limits would be $6,500 ($1,500 + $5,000), and the percent of your total credit limits that your credit card balances represent are: $950 divided by $6,500, or 15%.

Congratulations! According to the information you provided, lenders will likely identify you as having EXCELLENT credit! You should have little problem getting the best loan rates and terms.

Excellent credit is a valuable asset that qualifies you for the best mortgage terms and rates. Protect your credit from identity theft and needless additional creditor inquiries by LOCKING YOUR SCORES TODAY! Did you know that you have 3 credit scores, one at each credit bureau? To LOCK your excellent credit scores for underwriting review, get all three of your credit scores today, and PROHIBIT ALL OTHER INQUIRIES.

Congratulations! According to the information you provided, lenders will likely identify you as having GOOD credit! While you may not qualify for the best interest rates that lenders offer, you should have little problem getting good loan rates and terms.

Did you know that you have 3 credit scores, one at each credit bureau? To LOCK your good credit scores for underwriting review, get all three of your credit scores today, and PROHIBIT ALL OTHER INQUIRIES.

Remember that your good credit is a valuable asset that qualifies you to access to the types of loans you want. Protect your credit from identity theft and needless additional creditor inquiries by LOCKING YOUR SCORES TODAY!

According to the information you provided, lenders will likely identify you as having FAIR-GOOD credit. While you have a good chance of obtaining a loan, you will pay higher interest rates than most people, and may have to pay higher down payments for major purchases like your car or home.

Credit Score Not Makin' the Grade?

Want to establish a better credit score? Get your credit scores here for as little as $14. You can get your actual credit score and personalized tips on how to improve it, along with your complete credit review.

According to the information you provided, lenders will likely identify you as having FAIR credit. While you have a good chance of obtaining a loan, you will pay higher interest rates than most people, and may have to pay higher down payments for major purchases like your car or home.

Credit Score Not Makin' the Grade?

According to the information you provided, lenders will likely identify you as being a MODERATELY HIGH CREDIT RISK. While you have a chance of obtaining loans from some lenders, you will pay high interest rates compared to most people, and will likely have to pay higher down payments for major purchases like your car or home.

Credit Score Not Makin' the Grade?

According to the information you provided, lenders will likely identify you as being a VERY HIGH CREDIT RISK. While you should be able to get access to credit cards and some installment loans, you may have difficulty obtaining mortgage or auto loans. For whatever credit you obtain, you are likely to pay very high interest rates in comparison to most people.

Credit Score Not Makin' the Grade?