Welcome to the Credit Center

The POWER of Monitoring your Credit! - I’ve been on record for YEARS telling everyone who would listen how important it is to keep your credit HEALTHY… and that means not only keeping the right financial habits, but making sure you also don’t get “infected” by factors you aren’t even at fault or cause of... Continue

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• NEVER deal w/Collection Agency -- Marie
• Lizardking method for small claims -- Lizardking
• Lizardking credit repair lawsuits -- Lizardking
• This board is being watched -- LKH
• Going Into Battle For 1st Time -- TAT with Lizardking & LKH [et. al.]
• Rule of "72" And Your Score -- Butch
• What is Validation? -- Butch
• Validation Must Reads!!! -- humblemarc
• Tip: Get a Litigious Mindset -- PsychDoc
• Goodwill (& Nutcase) Letter evolution -- PsychDoc with marci [et. al.]
• Insurance and credit scoring -- breeze
• Credit Card Approvals with BK -- NanaC
• NanaC's Notions (Regarding State Laws) -- NanaC
• Top 100 mistakes in credit repair -- JohnM

More...

• What Affects Your Credit Score? (right-click to download PDF)
• Credit Score Not Makin' the Grade? Some helpful tips on improving your credit
• Understanding Credit Scores
• No Bull News - Current market news
• Still Have Questions? Email us, or Request a Call, and we'll call when it's convenient for YOU.

Every day your mailbox may contain an interesting offer of pre-approved credit or insurance. These offers give you numerous choices and opportunities. However, while millions of Americans welcome these choices, others prefer not to receive such offers.

Your rights as a consumer include the ability to "Opt-Out", which prevents consumer credit reporting companies from using your credit file information for pre-approved offers of credit or insurance. The consumer credit reporting companies, Equifax, Experian, Innovis and TransUnion, want to help companies give American consumers the choices they want. This choice includes the right to say, "Please don't send me these offers". That's why the four consumer credit reporting companies have developed this website. Please note: this process may not be used to Opt-Out businesses / companies.

If you want to remove your name from lists for pre-approved offers of credit or insurance obtained from these four consumer credit reporting companies, you will need to provide your personal information using the links below. Once you provide your information through this secure Website, your name will be removed from eligibility for pre-approved offer lists provided by all four companies. The information you provide is confidential and will only be used to process your request. You can also complete this process via phone by dialing 888-5-OPT-OUT (888-567-8688).

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