No Bull Mortgage

How Much Can I Afford?

This calculator is for your use only. We do not collect the information you provide for any reason.

This calculator will estimate the size of a mortgage you could afford based on the size of your monthly rent payment, the downpayment you could afford, and on the anticipated property taxes and homeowner's insurance.

The most important aspect in determining how much you can afford is NOT "how much will the banks give me." Instead, the TRUE BOSS is actually YOU! You are very likely going to qualify to borrow far more money than you can actually comfortably and safely pay for, so it is smarter to start with YOUR OWN PAYMENT COMFORT LEVELS, and then figure your optimum leverage size from there.

THIS calculator was designed to help YOU discover what works best for YOU. It is really very easy to use… don't worry about making mistakes, you can do it over and over to try different amounts and ideas.

Enter your maximum affordable monthly housing payment:
Enter the anticipated mortgage interest rate:
Enter the term of the mortgage (years):
Enter the anticipated annual property taxes:
Enter the anticipated annual insurance:
Downpayment %: 0% 5% 10%
The size mortgage you could afford:
Down payment amount:
Price of home: