Brought to you by:
David Donhoff
No Bull Financial, LLC
413 14th Ave W
Kirkland, WA 98033
425-223-4520
David@NoBullFinancial.com
www.nobullfinancial.com
About Our Firm:
We provide a holistic, integrated financial approach focusing on safety and stability. We offer advice and management for the portions of your long-term finance that you want to rely on, and can LEAST afford to lose. This includes retirement financial planning, cash-flow coaching, guaranteed investment contracts, real estate notes, investor and primary mortgages, and insurance services. Our intention is your financial goal achievement, safe and certain.
Featured Video...
Equity For Life, Part 1: The Problem Discovered

QUOTES from the Masters...
On Patience On Law of Reciprocity
"You have to allow a certain amount of time in which you are doing nothing in order to have things occur to you, to let your mind think." -– Mortimer Adler

"The twin killers of success are impatience and greed." -- Jim Rohn

"Adopt the pace of nature, her secret is patience." -- Ralph Waldo Emerson

"Patience is a bitter plant that produces sweet fruit." -- Charles Swindoll

"You must get good at one of two things: sowing in the spring or begging in the fall." -- Jim Rohn

"Work joyfully and peacefully, knowing that right thoughts and right efforts will inevitably bring about right results." -- James Allen

"The Law of Cause and Effect is the iron law of human destiny.  Thoughts are causes, and conditions are effects." -– Brian Tracy


  Estate Ideas
How Much Will a College Education Cost?

Approximate Undergraduate Costs (2008-2009)
to Attend a Four-Year College

Annual Cost
Public School:
Resident Student *
Commuter Student **
Private School:
Resident Student *
Commuter Student **
$ 14,333
$   6,585
$ 34,132
$ 25,143
*   Includes tuition, fees, room and board; in-state residency is assumed for public schools.
** Includes tuition and fees only.
Source:  The College Board Annual Survey of Colleges, 2008-2009

 
Do You Know... the value of an investment in higher education?
According to the College Board’s Education Pays 2007, full-time workers ages 25 and older with a bachelor's degree earned a median income in 2005 of $50,900, almost 62% more than the $31,500 earned by a full-time worker with only a high school diploma.  Those with master’s degrees earned a median income of $61,300, which rose to $100,000 for those with a professional degree.

MESSAGES from the Masters...
IGNITE YOUR PASSION by Jan Ruhe

I will do today what others will not, so that I will have tomorrow what others have not.

This is the statement I say every single morning.  It's what keeps me going.  I know that because you are reading this special report that you are willing to do today what others will not, so that you will have tomorrow what others have not. 

My goal is the same as it's always been, and that is to cure the disease of "low incomitis," also known as having too much month left at the end of the money. I know, I lived that life years and years ago and never ever want to again.  I heard it said, 

If it's going to be it's up to me.

I took that to heart and started on a new path out and away from the 97% of the people who want to be average and joined the 3% who want the lifestyle and who are willing to work for it. I certainly walked away from the critics, in fact, I ran away from them.  I can bless and release critical people with ease.  I do not want them in my life. Period. I just go to the bank and keep working! 

There are a lot of people in business who are wanting and willing to do more with their lives, but are looking for direction and methods of just how to go about doing it.  That's why so often I hear questions like,

"Where do I start?" 
"What do I do first?"  or 
"What do I need to do to be a success?" 

Successful people don't do any extraordinary things; they just do a lot of ordinary things well over and over again and again. 

My philosophy was and still is: 

Lead me, follow me or get out of my way.

Champion Creed:

"I am not judged by the number of times I fail, but by the number of times I succeed, and the number of time I succeed is in direct proportion to the number of times I can fail and keep trying." - Tom Hopkins

Million Dollar Secret:

"For things to change, you have to change. For things to be different, you have to be different.  Before financial success can occur personal growth must occur." - Jim Rohn

Always remember that readers are leaders and leaders are readers.  Feed your mind.  Be the best you can be, go for greatness and ignite your passion.  As I say to you now and always, don't be average, be a champion.

Fire Up!
Jan Ruhe

 

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The purpose of this newsletter is to provide information of general interest to our clients, potential clients and other professionals.  The information provided is general in nature and should not be considered complete information on any product or concept described.  For more complete information, please contact my office at the phone number above.

Financial Advisor
Certified Mortgage Planner
Private Real Estate Banker/Investor
Licensed Life, Health & Annuity Agent
  FINRA is located at www.finra.org.   SIPC is located at www.sipc.org.