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Brought
to you by:
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About Our Firm:
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We provide a holistic, integrated financial approach focusing on safety and stability. We offer advice and management for the portions of your long-term finance that you want to rely on, and can LEAST afford to lose. This includes retirement financial planning, cash-flow coaching, guaranteed investment contracts, real estate notes, investor and primary mortgages, and insurance services. Our intention is your financial goal achievement, safe and certain.
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| QUOTES from the
Masters... |
| On Relationships |
On Thinking Big |
| "The
walls we build around us to keep out the sadness also keep out the
joy."
-- Jim Rohn
"Greet
every person you meet cheerfully and enthusiastically. Nobody can
fake cheerfulness and enthusiasm very long. You'll either quit
trying
or improve your outlook." -– Nido Qubein
"You
must look into people, as well as at them." -- Lord
Chesterfield
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"If
you can dream it, you can do it." -- Walt
Disney
"Shoot
for the moon. Even if you miss it you will land among the stars." -- Les
Brown
"Imagine
no limitations; decide what's right and desirable before you decide
what's
possible." -– Brian Tracy
"Predetermine
the objectives you want to accomplish. Think big, act big and set
out to accomplish big results." -– Mark
Victor Hansen
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Consider
the Odds of a Business Owner Becoming Disabled
for 90 Days or Longer
Prior
to Age 65:
Number
of Business Owners
|
Age
|
1
|
2
|
3
|
4
|
5
|
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30
|
54%
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79%
|
90%
|
96%
|
98%
|
|
35
|
50%
|
75%
|
88%
|
94%
|
97%
|
|
40
|
45%
|
70%
|
84%
|
91%
|
95%
|
|
45
|
40%
|
64%
|
78%
|
87%
|
92%
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|
50
|
33%
|
55%
|
70%
|
80%
|
86%
|
|
55
|
25%
|
43%
|
57%
|
68%
|
76%
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Source: 1985 CIDA Table
and 1980 CSO Table |
It's also
important to know that a disability lasting for
more than 90 days is
likely
to continue for:
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Age
When Disabled
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Average
Duration of Disability
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30
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2.5 years
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35
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2.8 years
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40
|
3.1 years
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|
45
|
3.2 years
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|
50
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3.1 years
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|
55
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2.6 years
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Source: 1985 Society
of Actuaries DTS |
Are you willing
to gamble your financial security,
and that of your family and
business,
on these odds?
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| MESSAGES
from
the Masters... |
THE
GREAT CHALLENGE OF LIFE by Jim Rohn
Here's
the great challenge of life - You can have more than you've got because
you can become more than you are.
I have
found that income seldom will exceed your own personal development.
Once
in a while income takes a lucky jump, but unless you grow out to where
it is, it will go back to where you are. Somebody once said if you took
all the money in the world and divided it among everyone equally, it
would
soon be back in the same pockets. However, you can have more
because
you can become more. You see, here is how the other side of the
coin
reads - unless you change how you are, you will always have what you've
got. The marketing plan won't do it. It's a good plan but
it
won't work without you. You've got to work it. It is the
human
effort that counts. If you could send a sales manual out to
recruit
- wouldn't that be lovely? The major thing that makes the
difference
is what YOU do.
In
order to have more, you need to become more. The guy says "If I had a
good
job I would really pour it on, but I have this lousy job so I just goof
off." If that is your philosophy you are destined to stay
there.
Some people say if I had a lot of money I would be really generous, but
I don't have much so I'm not generous. See, you've got to change
that philosophy or you will never have "the lots of money".
Unless
YOU change, IT won't change. Amazingly, however, when we throw
out
our blame list and start becoming more ourselves - the difference is
everything
else will begin to change around us.
To
Your Success,
Jim
Rohn |
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The purpose
of this newsletter
is to provide information of general interest to our clients, potential
clients and other professionals. The information provided is
general
in nature and should not be considered complete information on any
product
or concept described. For more complete information, please
contact
my office at the phone number above.
Financial Advisor Certified Mortgage Planner Private Real Estate Banker/Investor Licensed Life, Health & Annuity Agent FINRA is located at www.finra.org.
SIPC is located at www.sipc.org.
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