Brought to you by:
David Donhoff
No Bull Financial, LLC
413 14th Ave W
Kirkland, WA 98033
425-223-4520
David@NoBullFinancial.com
www.nobullfinancial.com
About Our Firm:
We provide a holistic, integrated financial approach focusing on safety and stability. We offer advice and management for the portions of your long-term finance that you want to rely on, and can LEAST afford to lose. This includes retirement financial planning, cash-flow coaching, guaranteed investment contracts, real estate notes, investor and primary mortgages, and insurance services. Our intention is your financial goal achievement, safe and certain.
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Equity Indexed Annuity Concept

QUOTES from the Masters...
On Expectation On Opportunities
"Today I live in the quiet, joyous expectation of good." -- Ernest Holmen

"The real winners in life are the people who look at every situation with an expectation that they can make it work or make it better." -- Barbara Pletcher

"You always act in a manner consistent with your expectations, and your expectations influence the attitudes and behaviors of the people around you." -– Brian Tracy

"The richness of life, the love and joy and exhilaration of life can be found only with an upward look. This is an exciting world. It is cram-packed with opportunity. Great moments wait around every corner." -- Richard M. DeVos 

"The secret of success in life is for a man to be ready for his opportunity when it comes." -– Benjamin Disraeli  

"Great minds must be ready not only to take opportunities, but to make them." -– Colton


Retirement Readings The Old Person Who Will Be Me


I know that I’m going to meet an old person one of these days.  It will be down the road in 10, 20 or 30 years.  He’ll be waiting there for me; I’m catching up with him all the time.

What kind of person do you suppose I’m likely to meet?  That’s a significant question, it seems to me.  He may be an enthusiastic person who has grown old gracefully and is surrounded by a host of clients, associates and friends who regard him as successful because of what his life and its work have meant to them and to others.  On the other hand, he may be a bitter, unsuccessful, even cynical old buzzard without a good thought about anything or anybody.

The kind of person I meet depends entirely on me.  Actually, that old person will be me.  He will be the composite of everything I do, say and think today and tomorrow.  His mind will be set in a mold that has been fixed by my attitudes and actions.  Every thought -- positive or negative -- goes into his makeup.  That person will be exactly what I make him -- nothing more, nothing less.  It’s all up to me, and I’ll have no one else to credit or blame.  Every day and every way, I’m becoming more and more like that old person.  That’s amazing, yet true.  I’m getting to look like that person, think like that person, and talk like that person.

A good point for me to remember is that things don’t always tell immediately, but they do show up sooner than we think.  The little things, like attitudes, beliefs, commitments, ambitions, dedication and desire, are so unimportant now, but they all add up inside, where I can’t see them, crystallizing in my mind and heart.  One day, they will be hardened into that old person, and nothing will be able to soften or change them.

It’s quite apparent to me that the time to take care of this old person is now -- today, this week, this month, this year.  I need to check on him carefully.  I would be smart to work that person over while he still is plastic, still in a formative position.  One day soon, it will be too late to make any changes.  Hardness will set in, the character will have crystallized, and that will be the last chance for him and for me.


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MESSAGES from the Masters...
EVERY CIRCUMSTANCE HAS TWO SIDES by Vic Johnson

"Your difficulty is not contained, primarily, in the situation which gave rise to it, but in the mental state with which you regard that situation and which you bring to bear upon it." - Byways of Blessedness

It is one of the most difficult lessons to accept, understand and learn.

Circumstances are not negative or positive, circumstances are neutral. It is our thinking, our mental state, our perspective, that makes a circumstance positive or negative.

Bob Proctor does some of the best teaching on this subject, using a universal law he refers to as the Law of Polarity.

"Everything in the universe has its opposite. There would be no inside to a room without an outside. You have a right and left side to your body, a front and a back. Every up has a down and every down has an up. The Law of Polarity not only states that everything has an opposite -- it is equal and opposite. If it was three feet from the floor up to the table, it would be three feet from the table down to the floor. If it is 150 miles from Manchester to London, by law it must be 150 miles from London to Manchester; it could not be any other way.

"If something you considered bad happens in your life, there has to be something good about it. If it was only a little bad, when you mentally work your way around to the other side, you will find it will only be a little good."

Here’s a good exampleof this. While the flat tire you have seems to be a negative circumstance to you, it's a very positive circumstance for your local tire dealer. Looking even further, it's possible that while changing the tire the dealer discovers a much more serious problem that would have cost you a large sum of money if discovered later.

So it's even more clear from Bob's teaching that every circumstance can be viewed two ways. It's the way we view a circumstance that determines its impact on our thinking and mental state. And we know from James Allen's teaching that that determines the quality of life that we live.

No matter how bad the circumstance appears to be, taking another look, from another perspective, reveals to us the good. Or, as Napoleon Hill author of the classic "Think and Grow Rich", wrote, "Every adversity, every failure and every heartache carries with it the seed of an equivalent or a greater benefit."

And that's worth thinking about.
 

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The purpose of this newsletter is to provide information of general interest to our clients, potential clients and other professionals.  The information provided is general in nature and should not be considered complete information on any product or concept described.  For more complete information, please contact my office at the phone number above.

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