1. Along with a non-technical "personal interview" telephone conversation with you of about 45 minutes in length,
2. We will need the details from you on your online loan application AND
3. We will review your credit report along with you, and
4. We will need you to fax to us these supporting financial documents listed below.

Fax them to us at 206-338-5856 as soon as possible, OR, SCAN THEM and we will provide you a secure method of direct transfer.

• Our Loan Application, Online or Download PDF
• Signed loan application and disclosure packet (sent to you after completing your online loan application)
• The last two months' asset statements (ALL pages)
• Checking, savings,
• Savings
• Investments
• Clear crisp copy of driver's license, greencard, passport, or appropriate residence visa
• For Salaried or Retired Borrowers:
• Paystubs for past one month including YTD totals on the paystubs
• 4 if paid weekly, or
• 2 if paid bi-weekly
• W-2 forms and/or 1099's for 2009 & 2008
• 1040 forms (ALL schedules) for 2009 & 2008
• For Self-Employed Borrowers:
• Business & Personal Bank checking account statements for the past 12 months
• Copy of current Declaration Page (front) of homeowner (fire) insurance policy
• Business Financial Statement - up to date
• Signed year to date P&L (un-audited)
• Corporate or Partnership & Personal tax returns for the last two years
• All K-1 tax forms (if applicable)
• Copy of your Business License(s) for last three (3) years
• For Refinances:
• Copy of your present First Mortgage document called the "NOTE" (only required if you're applying for a second mortgage from us)
• Most recent mortgage statement
• Copy of your current Declaration Page (front) of homeowner (fire) insurance policy (including agent's name and telephone number)
• For Purchases:
• who have rented from a private party during the last 2 years, fax front & back copies of your last 24 cancelled rent checks (available by request from most checking banks,) (SOMETIMES waivable... talk with your loan assistant online or on the phone,)
• who have rented from a Management or Apartment Company for all the last 2 years, we only need the contact names & numbers for those companies
• If either Earner is Retired or Disabled:
• Disability or Award Letter(s) or
• 2 mo. Checking statements showing automatic deposits
• Additionally if applicable, please provide a copy of the following
• Rental Agreement(s) for any rental income property
• 2 year's Income Tax Schedule E, if using rental income to qualify