Download our loan application forms:
Collect & fax everything over together to 206-666-3078… or create and save to your secure Dropbox folder.
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Your To-do Checklist
For Salaried or Retired Borrowers:
- ALL PAY STUBS for the most recent month including YTD totals
- 4 if paid weekly, or
- 2 if paid bi-weekly
- Tax Returns (all pages & schedules) plus W-2 forms and/or 1099′s for the last
- 2 complete filing years.
- Last two months asset statements (checking, savings, investments,
- retirement plans (IRA, 401(k),) etc.)
- Clear crisp copy of driver’s license, Greencard, passport, or appropriate
- residence visa we can read
If either Borrower makes more than 25% of earnings from Commissions:
- Same as Salaried employee, plus last two years Federal Income Tax Returns
- (all pages)
If either Earner is Retired or Disabled:
- Disability or Award Letter(s)
For Self-Employed Borrowers (25%+ ownership of their employer):
- Business Financial Statement – up to date
- Signed year to date P&L (un-audited)
- Corporate or Partnership & Personal Tax Returns (all pages & schedules) for
- the last two filing years,
- All K-1 tax forms (if applicable)
- Copy of your Business License(s) for last three (2) tax years
- Business & Personal Bank checking account statements for the past 3 months
Additionally if applicable, please provide a copy of the following
- Rental Agreement(s) for any rental income property
- 2 year’s Income Tax Schedule E, if using rental income to qualify
For Refinances:
- Copy of your current Declaration Page (front) of homeowner (fire) insurance
- policy (including agent’s name and telephone number)
- Copy of your present First Mortgage document called the “NOTE” (only
- required if you’re applying for a second mortgage from us)
For Purchases: Purchase & Sale Agreement (once signed-around by all parties)
- 24 month history of housing payments:
- For private landlords, provide front & back copies of your last 24 cancelled
- rent checks (available by request from most checking banks,)
- For a Property Management Company or Apartment Complex we only
- need the contact names & numbers for those companies
- Purchase & Sale Agreement (once signed-around by all parties)
